This post was created on 12/02/2019.

This holiday season, let’s put our financial health first to avoid the overspending blues in January.

Here are a few tips to consider kick-starting your financial freedom:

• Write it out. Make a list of everyone you are shopping for and gift ideas. Plan out the gifts based on what you can afford.
• Start early! Last minute shopping can put you in a crunch to make extravagant purchases. Getting ahead will allow you to look for bargains and stick to your budget.
• Big family? Consider drawing names to limit the number of gifts you need to buy.
• Get creative! Making a gift gives you the opportunity to tap into your creative side and add a personal touch.
• Consider giving the gift of time. This year, offer to spend quality time with a family member or friend - the memories are priceless!

If you are already feeling a money crunch, your free EAP is here to help. Reach out to schedule a free financial consultation today by clicking here.